Roth Ira 2025 Limit. The following table shows the 2025 dollar. Married couples can make the full contribution if modified adjusted gross income (agi) falls below $236,000, phasing out.

The contribution limit isn’t the only thing increasing, either. At the start of 2025, people with a 401(k) can contribute $23,500 to their account, a $500 increase from 2024’s limit.